1. Quality of Life - Home ownership is part of a better quality of life for most buyers. The quality of our living situation directly impacts how we feel.

2. Tax Deductions - Buying a home helps with tax deductions for both mortgage interest and property taxes. Property taxes and qualified interest can be deductible on an individual's federal income tax return.

3. Spend Money to Make Money - With the right real estate consultant, home ownership and the potential for appreciation means that ultimately you have the opportunity to get a return on your investment.

4. Deferred Gain and Capital Gain Treatment - A homeowner can exclude up to $500,000 of capital gain tax if married and filing jointly or up to $250,000 if single or filing separately when you sell your home. The home must have been the taxpayer's principal resident for the previous two years.

5. Principal Accumulation - As a homeowner, a portion of each amortized mortgage payment typically goes to principal, which in the long run is an investment.

6. It’s The American Dream - Owning a home is THE American Dream. We work with many first time home-buyers; and it truly is a dream come true for them.

7. Independence - For many homeowners, one of the greatest freedoms is acquired through home ownership. They can get rid of their landlord and are no longer surrounded by neighbors in an apartment with thin walls. The freedom to do whatever they wish with their homes is a big incentive for many new homeowners.

8. Leverage - At the current interest rates, you can put your money to work somewhere else. These days you can still purchase a home for as little as 3.5% down.

9. Why rent when you can own? The real cost of renting at $1500 per month with 6% rental increase per year means you will pay almost $180,000 over 10 years. Just think, you could almost pay off a home for that amount!

10. Because you get to work with us!